Friday, August 7, 2009

A message from the CEO

by Lattice Hardwick --Kidz 4 Money

How do you keep the attention of today’s teens on lessons that are absolutely necessary for their success in life? You address the two things they all look to learn about, themselves and money. How do you cram years of adult wisdom into the young mind of a loved teen/tween or young adult in as little time as possible? You call Kidz 4 Money.

Kidz 4 Money delivers financial life-skills to tweens, teens, and young adults. These lessons not only support who they are but proves who they can be. Our financial life-skills are lessons of financial literacy, critical wealth thinking, and a MindSet of Wealth. Young people learn their natural path to promised wealth and success.

The opportunities of wealth building are presented everyday to each of us. The problem is that we are not prepared. We are not thinking of building wealth, but thinking of making money. The difference is 19% of the population controls 80% of all American wealth, leaving 81% of the population to struggle with only 20% of the wealth.

“The financial problem in America is not the lack of knowledge, but the way we think.”

In a world that will greedily attack the financial stability of our new generation, financial literacy will not be enough. Actually, if you look at the current personal finances of Americans, it is easy to see that it is not enough today: 85% of all personal debt is to look like—live like—or be like someone or something else, 66% of Americans live paycheck to paycheck (this includes 21% of salaries over $100,000), and the fastest growing demographic group filing bankruptcy in the last 10 years is from ages 18 to 25.

Balancing checkbooks, budgets, and credit standards vs. immediate gratification, culture expenses, and 10 million advertisements by the age of 18 will leave our new generation to be nothing more than revolving doors in the economical system. They will own little or nothing, but estimated to spend approximately $2.2 million by the time they retire. Their lessons today will make all the difference in the future of us all.

Kidz 4 Money’s books, workshops, and course become personalized lessons for each participant; it is by their own practicality, eagerness, and curiosity that these lessons of self-worth and empowerment are applied. We show young people how to answer questions that have burned in the hearts of teens of every generation. Kidz 4 Money provides this on the wings of financial literacy and critical wealth building.

Kidz 4 Money is looking to change the lives of us all by instilling a MindSet of Wealth in every young mind, ages 10 and up, sending them on a journey to their personal choice of success and promised wealth.